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 Will my sales professional be present at the closing?
If you wish. while the law does not require their presence, both the buying agent and the selling agent may attend the closing. Even though most of the procedures are handled by the lenders, title companies, and in some cases an attorney, you'll find that your sales professional can be a valuable source of information and counsel, especially if any last-minute problems arise.
Good sales professionals are also extremely helpful in the days immediately prior to the closing. They'll help you prepare by giving you a step-by-step preview of the entire process and what will be expected of you. And they'll make certain you bring all necessary documents and other information.
Mississippi is a closing attorney state:
Attorneys conduct real estate closings. Conveyance is by warranty deed. Deeds of trust are the customary security instruments. Foreclosure involves a non-judicial process which takes 21-45 days. Mississippians use ALTA policies and endorsements. Buyers and sellers negotiate the payment of title insurance premiums and closing costs. There are no documentary, mortgage, or transfer taxes. Property taxes are payable on an annual basis and become delinquent February 1st.
 Five Days to a Smooth Closing and Move
Here's a day-by-day checklist of things to do during your final week in your old house:
Four Days Before
Schedule final utility meter readings for day of closing, including:
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gas/fuel-oil
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electricity
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water/sewer
In case the meter readers come while you're at the closing, arrange for a friend or relative to be home during the time you're out of the house.
Three Days Before
Visit the post office and arrange for mail to be forwarded to your new address. Cancel newspaper subscriptions, cable TV service, telephone and garbage collection.
Two Days Before
Talk to the title officer, your lawyer, and your sales professional to verify that all necessary paperwork will be ready for your closing.
The Day Before
Pick up a written copy of your estimated closing costs from the closing officer or have your sales professional do it — you're entitled to it by law. Check to make sure all fees, tax adjustments, and other charges are correct.
Gather all the documents you are expected to bring to the closing meeting, such as:
Closing Day
Before you leave, sweep out the house and make certain all your belongings are out.
When you leave for the closing, make sure you have your documents, along with all house keys and garage door openers.
After the closing is completed, call your insurance agent and cancel your homeowner's policy.
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